diff --git a/account_usability/account.py b/account_usability/account.py
index cb322adc..3b275ea6 100644
--- a/account_usability/account.py
+++ b/account_usability/account.py
@@ -693,3 +693,22 @@ class ResConfigSettings(models.TransientModel):
 
     transfer_account_id = fields.Many2one(
         related='company_id.transfer_account_id', readonly=False)
+
+
+class AccountChartTemplate(models.Model):
+    _inherit = "account.chart.template"
+
+    @api.model
+    def _prepare_transfer_account_template(self):
+        """Change the type of default account in order to be
+        compliant with _check_account_type_on_bank_journal
+        Used at installation of payment modules like stripe
+        See https://github.com/akretion/odoo-usability/issues/115
+        """
+        vals = super()._prepare_transfer_account_template()
+        current_assets_type = self.env.ref(
+            'account.data_account_type_liquidity', raise_if_not_found=False)
+        vals.update({
+            'user_type_id': current_assets_type and current_assets_type.id or False,
+        })
+        return vals
diff --git a/account_usability/readme/DESCRIPTION.rst b/account_usability/readme/DESCRIPTION.rst
index 36bac9f4..4a992970 100644
--- a/account_usability/readme/DESCRIPTION.rst
+++ b/account_usability/readme/DESCRIPTION.rst
@@ -31,6 +31,7 @@ This modules adds the following functions:
 * don't attach PDF upon invoice report generation on supplier invoices/refunds
 * Add filter on debit and credit amount for Move Lines
 * Add supplier invoice number in invoice tree view
+* Change type from current_assets to  liquidity for transfert account template.
 
 Together with this module, I recommend the use of the following modules: